In order to provide insurance quotes or coverage, or to review your coverage, needs, risks and serve as your advisor, insurance agent, insurance consultant, or insurance broker we need to know about you and members of your household who might be insured through us, or seek an insurance quote through us.
We treat all information you provide us with confidence and respect. Information you provide can be used with insurance companies who are in the business of providing insurance policies to provide you an insurance quote. These companies also value privacy and will do their best to safe guard private information.
When someone first requests a quote, we need to determine what company can offer you the best rate and if you qualify for coverage. If you are insured with us we may need information to conduct reviews or evaluate your policies. Reviews can include, but are not limited to, ensuring you are getting the best rate possible, and evaluating your coverage to ensure you are covered at limits that best protect you, your family and your assets.
We will rely heavily upon the information you provide. However, some information will be gathered in addition to the information you provide, or is gathered as a result of the information you provide, and may be requested from parties outside our immediate relationship with you, such as through Choicepoint.
Information is treated confidentially as required by law.
However, companies we do business with or represent, or serve a purpose in our business such as Choicepoint, may need to know about you, your address, age, social security number, driver's license number, and other basic information, including but not limited to such information as your employment, occupation, driving history and credit worthiness. This information may be used by us or our affiliate companies to evaluate your driving history and/or insurance credit score to ensure you receive the best rate you qualify for.
Most of the information we or our affiliates receive is directly from you. However, it may be necessary or required to verify past insurance with carriers that you have had prior relationships with, consumer reporting agencies such as Choicepoint, or motor vehicle department reports and information.
Consumer reporting agencies may tell us or our affiliates information about you, such as your driving record, financial information (credit reports), claims history, and condition or maintenance of your property.
Some information we receive from you may be obtained from third party companies, which include Internet quote companies that you have contacted to request a quote. These companies will provide us information that you have already provided to them and you need to be aware that this information, while treated with confidentiality, will be used in the manner to find you the best insurance price that we can, as described above.
Some information we receive may be through a quote request form you complete online.
We treat all information from all sources confidentially as required by law. The companies we do business with that share your information also abide by similar privacy policies and do their best to protect the privacy of clients.
Grand Canyon Quotes is a lead generating service on behalf of Choice Insurance of Arizona. Grand Canyon Quotes at this time does not directly represent any insurance company. Any and all information you provide to Grand Canyon Quotes will treated as if you are providing it to Choice Insurance of Arizona, which is in the business of providing low cost insurance to Arizona residents. Information shared with Grand Canyon Quotes will be used by Choice Insurance of Arizona, a licensed Arizona insurance agency, to provide you with an insurance quote or coverage, in addition to future insurance reviews of your policies as necessary. Choice Insurance of Arizona values your privacy and information received on you from Grand Canyon Quotes will treated confidentially as required by law. All the above privacy information regarding Grand Canyon Quotes applies to Choice Insurance of Arizona as well.
Any Auto and Home application submitted through us must go through an underwriting process by way of the home office of the company it has been written through and submitted to. No quote or application, even if it has been signed and money accepted by us, is guaranteed until it has been approved by said underwriting department. Underwriting has the potential and ability to change a policy premium or policy coverage based on information they deem necessary as part of the underwriting process.
We do our best to correctly field-underwrite every Auto and Home insurance quote, application, and policy. However, every insurance company we do business with and their underwriting department has the final approval as to the final policy approval, premium and coverage.